Solar Panels Chicago IL: How to Maximize Savings in the Windy City

June 24, 2025

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Discover how Chicago homeowners can reduce energy bills, leverage city and state solar incentives, and contribute to a greener future by installing solar panels in 2025.

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The city of Chicago has long been a leader in innovation, sustainability, and forward-thinking policies. As energy costs continue to climb and climate change becomes an increasingly urgent issue, more Chicago homeowners are considering solar energy as a viable solution. The good news is that solar energy isn’t just for sun-soaked states like California. Chicago, despite its snowy winters and cloudy days, offers significant opportunities for homeowners to generate clean, renewable energy and save money in the process.


Home solar systems provide Chicago homeowners with greater energy independence, long-term cost savings, and increased resilience during power outages. By installing home solar, residents can reduce their reliance on the grid, lower utility bills, and take advantage of incentives while supporting a more sustainable future.


Before you start the process of installing solar panels on your Chicago home, it’s important to understand how solar works in the city’s unique environment, what financial incentives are available, and what steps you’ll need to take to ensure a successful installation.


Chicago’s Solar Potential: More Viable Than You Think

At first glance, Chicago may not seem like the ideal city for solar power. With its reputation for harsh winters, frequent overcast days, and heavy snowfalls, many assume that solar energy wouldn’t be effective in the Windy City. However, that assumption doesn’t hold up under scrutiny.


Chicago receives an average of about 189 sunny days per year — not far behind the national average. More importantly, today’s solar technology is highly efficient even in diffused sunlight. Modern photovoltaic (PV) panels are capable of producing energy on cloudy days, and cold temperatures can actually improve panel performance. A well-designed photovoltaic system can operate efficiently in Chicago’s climate, ensuring reliable energy production throughout the year. Snow cover typically slides off panels that are installed at an angle, minimizing downtime even during the winter months.


Additionally, Chicago’s dense urban landscape presents both challenges and advantages. Rooftop solar is the most common option for city residents. While taller buildings can cast shadows, careful site assessment and system design can maximize solar exposure even in tight urban spaces.


Financial Incentives for Chicago Homeowners

The financial incentives for installing solar panels in Chicago are among the most compelling in the Midwest. Thanks to a combination of federal, state, and local programs, homeowners can significantly reduce their upfront costs and accelerate their return on investment.

Rebates and rebate programs from utility companies and state agencies play a major role in lowering the final cost of solar installations for homeowners. The average price and price of solar panels in Chicago are directly influenced by available incentives, rebates, and the system size you choose.


Utility companies often provide rebates or other financial incentives that can be applied upfront or after installation, helping to offset the initial investment and reduce your utility bill. Finding the best price for solar installation involves comparing quotes from different providers and understanding all available incentives. System size is an important factor, as eligibility for certain rebates and the overall cost of your solar project depend on the size of the system you install. Homeowners are encouraged to install solar panels to access these financial benefits and maximize their savings.


When considering if solar panels are worth the investment in Illinois, it's important to factor in the value of Illinois solar incentives, net metering, and rebate programs, which can make solar panels a financially sound choice. Using a solar calculator can help you estimate your potential savings and determine the optimal system size for your needs. Taking advantage of all available incentives and tax credits is key to maximizing your financial return.


The federal solar tax credit is a significant incentive that allows homeowners to deduct a portion of their solar installation costs from their federal taxes, further reducing the overall expense. Illinois solar incentives and Illinois solar programs, such as net metering and state rebates, provide additional support for residents looking to adopt solar energy. The Inflation Reduction Act has expanded funding for renewable energy initiatives, including solar energy incentives and tax credits, making it even more affordable to go solar. Many states also offer additional local or state-specific incentives that can further reduce the cost of installing solar panels.


Federal Investment Tax Credit (ITC)

As of 2025, Chicago homeowners installing solar panels are eligible for a 30% federal tax credit under the ITC program. This credit applies to the full cost of the system, including equipment, labor, and permitting fees. For many homeowners, this federal incentive alone can reduce the total cost by thousands of dollars.


Illinois Shines (Adjustable Block Program)

Illinois has committed substantial resources to supporting renewable energy adoption through the Illinois Shines program. Homeowners earn Solar Renewable Energy Credits (SRECs) for every megawatt-hour their system produces. These credits can be sold to utilities, creating an ongoing financial benefit that helps recoup installation costs even faster.


ComEd Net Metering

In Chicago, the primary utility provider ComEd offers net metering, a crucial component of solar economics. Net metering allows homeowners to receive credit for any surplus electricity their solar panels feed back into the grid. These credits offset future electricity usage, helping homeowners save on their utility bills throughout the year.


Property Tax Benefits

Illinois law provides property tax exemptions for the added value that solar panels bring to your home. This means you won't see your property taxes increase simply because you've made your home more energy-efficient with solar panels.

The Solar Installation Process in Chicago

Understanding the steps involved in installing a solar system can help demystify the process and set realistic expectations. Choosing a reputable solar company or one of the top solar companies in your area is crucial to ensure a smooth installation and maximize your investment.


A qualified solar installer, or team of solar installers, plays a key role in ensuring the quality of your installation and can assist with managing the application process for available incentives and tax credits.


Site Evaluation

Every successful solar installation begins with a detailed site evaluation. Technicians assess your roof’s size, angle, structural integrity, and shading issues from nearby buildings or trees. Urban environments like Chicago often require creative system designs to maximize available sunlight.


Design and Permitting

After the evaluation, a custom system design is created. In Chicago, obtaining the necessary permits is a key part of the process. The city’s permitting system is well-established for solar projects but can involve multiple steps, including electrical, structural, and zoning reviews. Working with experienced professionals familiar with Chicago’s permitting process is essential for avoiding delays.


Installation and Interconnection

Once permits are secured, the installation itself typically takes just a few days. After installation, inspections are conducted to ensure compliance with all local codes and safety standards. Finally, your system is interconnected to the ComEd grid, allowing you to start generating clean energy immediately.


Environmental Benefits of Solar in Chicago

Chicago’s commitment to sustainability is reflected in its numerous green initiatives and policies. By installing solar panels, homeowners directly contribute to reducing the city’s carbon emissions and advancing local climate goals. Installing solar panels also helps lower your carbon footprint, making a tangible impact on the environment.


Illinois still relies heavily on fossil fuels for electricity production, and every home that switches to solar decreases demand for these polluting energy sources. Chicago is dedicated to expanding the use of renewable energy sources like solar and wind as part of its sustainability goals. Beyond personal savings, installing solar panels in Chicago helps create cleaner air, mitigate climate change, and set a positive example for the community.

Chicago Solar Energy, solar panel being installed on a roof in Chicago

Addressing Common Misconceptions About Solar in Chicago

Despite its benefits, several myths about solar energy persist, particularly in urban, northern climates like Chicago.


When considering financing options for solar, many homeowners are unaware of the power purchase agreement (PPA). A power purchase agreement is a contractual arrangement where a developer finances, installs, and maintains a solar system on your property, and you purchase the electricity generated at a reduced rate. This allows homeowners to benefit from solar energy with little or no upfront cost, making solar more accessible.


Myth 1: Chicago’s Weather Makes Solar Ineffective

While Chicago does experience cloudy days and snow, solar technology is designed to perform under a wide range of conditions. Modern panels produce electricity even in indirect sunlight, and snow typically melts or slides off panels quickly, especially if they’re installed at a steep angle.


Myth 2: Solar Panels Are Too Expensive

With federal, state, and utility incentives available, the cost of solar has become far more accessible. Many financing options also exist, from solar loans to power purchase agreements (PPAs), allowing homeowners to go solar with little or no upfront cost.



Myth 3: Installing Solar Panels is Disruptive

Most residential solar installations are completed in just a few days. Permitting can take time, but experienced installers manage this process for homeowners, minimizing inconvenience.

Six Common Questions About Solar in Chicago, IL

  • How long does it take to see financial savings from solar panels in Chicago?

    Most Chicago homeowners recoup their initial investment within 6 to 10 years. After that, they enjoy decades of virtually free electricity, significantly lowering long-term energy costs.

  • Will snow accumulation affect my solar panels?

    While snow can temporarily cover panels, most installations are designed to allow snow to slide off quickly. The occasional loss of production during snowstorms is minimal compared to the total annual energy production.

  • What happens if my solar system generates more energy than I use?

    Thanks to ComEd’s net metering program, excess energy is sent back to the grid, earning credits that can offset your future utility bills, even in months when you use more electricity than you produce.

  • Do I need a new roof before installing solar panels?

    If your roof is approaching the end of its useful life, it’s usually recommended to replace it before installation. This prevents additional costs of removing and reinstalling panels later.

  • Will solar panels increase my property value?

    Yes. Multiple studies have shown that homes with solar panels often sell faster and at higher prices, thanks to the appeal of lower electricity costs and environmental responsibility.

  • Can solar panels be installed on apartment buildings or condos in Chicago?

    Yes, though multi-unit buildings require additional coordination with HOAs, building management, and city regulations. Community solar projects and shared solar options are also increasingly available for residents who cannot install individual systems.

The Future of Solar in Chicago IL

Chicago’s path toward a cleaner, more sustainable future is accelerating. As technology improves, costs decline, and incentives remain strong, more homeowners are recognizing the many benefits of going solar. Chicago residents are increasingly adopting solar energy and participating in renewable energy initiatives, helping to drive local progress.


Businesses and business owners in Chicago are also benefiting from solar incentives and installations, using solar panel systems to reduce energy costs and take advantage of tax credits. Experienced providers have completed hundreds of thousands of solar panel installations nationwide, demonstrating widespread trust and expertise. Professional solar panel installation is essential for maximizing the benefits and ensuring long-term performance. By making the switch, you not only reduce your energy bills but also contribute to Chicago’s ambitious climate goals and set a powerful example for your neighbors.


Ellingson Solar stands ready to assist Chicago homeowners through every step of the solar journey. From initial consultations to customized system designs and expert installation, we’re committed to helping you take full advantage of Chicago’s growing solar opportunities. Use the form below to contact us today, or visit our Chicago Solar Page for more information

Contact Ellingson Solar today! Upgrade your home with solar and start saving today! Inquire for free quotes & financing options.

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June 12, 2025
Montana is known for its sweeping landscapes, rugged mountains, and fiercely independent spirit. But beneath that natural beauty lies a modern challenge many Montanans know all too well: an aging power grid that struggles to keep up with the state’s vast geography and unpredictable weather. Montana ranked fourth in the nation for weather-related power outages in 2023. From windstorms to ice buildup, these outages can leave residents in the dark — sometimes for days, especially in rural areas where repair crews face long drives and difficult terrain. It’s no surprise, then, that more Montana homeowners are turning to a powerful solution: combining rooftop solar panels with advanced solar battery storage systems Montana . Solar installation is the first step toward energy independence, unlocking access to incentives and long-term savings. Together, they create an energy system that not only saves money but also keeps homes running when the grid fails. Think of it as building your own personal power plant. During the day, your solar panels generate electricity, contributing to your home's energy production and meeting your household needs. Any extra energy is stored in your battery. Then, when the sun goes down or the grid goes out, your battery takes over — automatically, seamlessly. The system is designed to match your home's energy use, ensuring you have the power you need. This approach allows Montana homeowners to benefit from solar power, a clean and reliable energy option that supports energy independence. The result? A home that stays comfortable, secure, and self-reliant, no matter what Montana’s weather throws your way. With solar + storage, you have a reliable source of power during grid failures, keeping your household safe and connected. In this article, we’ll explore how solar and storage work together, why they’re especially valuable for Montana residents, what real homeowners are experiencing, and how you can get started with this smart energy upgrade. How Solar + Storage Work Together Most homeowners know that solar panels Montana alone can reduce their electricity bills, but many are surprised to learn that solar systems without batteries do not provide backup power during outages. Without storage, your solar energy flows directly to your home or back to the grid. If the grid goes down, safety protocols automatically shut off your solar system — leaving you without power when you might need it most. Adding battery storage changes this dynamic entirely. A modern battery system stores excess solar energy during the day, allowing you to use it later when needed. More importantly, when an outage occurs, these batteries instantly switch your home to backup mode, keeping critical appliances running without any manual intervention. It’s a seamless process. During a typical day, your home draws power from solar panels first, which generate dc electricity before it is used or stored. If solar production exceeds your immediate needs, the surplus energy charges your battery. When the sun goes down, your battery can continue powering your home through the evening and overnight. And if a storm knocks out the grid, your battery ensures that vital systems — lights, refrigeration, medical equipment, heating — stay on. If your system produces more electricity than your home requires, the excess can be sent back to the grid or stored for later use. For Montana homeowners, where power outages can be long and frequent, this capability and the reliable operation of a solar + storage system is a game changer. Why Montana Homeowners Are Choosing Solar + Storage Montana’s unique combination of climate, geography, and energy infrastructure makes battery storage an especially wise choice for residents adopting solar. First, there’s the issue of grid instability. Montana’s utility service areas are among the largest in the country, covering vast, sparsely populated regions. This means power lines stretch for miles through forests and rugged terrain — a setup that makes them vulnerable to snow, ice, wind, and falling trees. When damage occurs, repair times can be lengthy, especially in remote areas. For rural homeowners, grid outages are not occasional inconveniences — they are regular challenges that can impact everything from well pumps to freezers to home-based businesses. In this context, having an on-site battery that provides hours — or even days — of backup power brings tremendous peace of mind. There’s also Montana’s culture of self-reliance. Many residents value the ability to take care of themselves and their families without depending too heavily on utility companies. Solar + storage systems align perfectly with this mindset, allowing homeowners to use more of their own solar energy and rely less on an increasingly strained grid. This approach provides independent power, giving homeowners greater energy independence and resilience during outages. The financial benefits are also significant. By installing solar + storage, homeowners can achieve substantial cost savings and long-term savings from reduced utility bills, as well as potential increases in property value and tax incentives. Finally, solar panels perform very well in Montana’s climate. The state enjoys abundant sunshine — Helena, for example, averages over 200 sunny days per year — and solar panels actually operate more efficiently in cooler temperatures. Systems are carefully sized to meet the specific energy needs of each household, ensuring reliable performance even during extreme weather. Improving energy efficiency further enhances the value of solar + storage, maximizing the return on investment and optimizing overall system performance. Pairing solar with storage simply extends the value of that clean, affordable energy, ensuring it’s available even when the sun isn’t shining or the grid isn’t working. For Montana homeowners, solar + storage stands out as an affordable energy solution that delivers independence, reliability, and long-term savings. Real-Life Experiences: Montana Homeowners Speak Out Montana families who have embraced solar + storage are already seeing the benefits firsthand. Many customers have shared their satisfaction with the reliability and peace of mind these systems provide. In Helena, one family installed a seven-kilowatt solar array with a 13.5-kilowatt-hour battery in 2024. They were impressed by the quality of their installation. Today, they power their home with nearly 85% solar energy annually and maintain critical loads during outages. When a major windstorm knocked out power across the city earlier this year, their system kept lights on and heat running without interruption. “The battery kicks in without us even noticing,” they said. “During the storm, we were one of the few homes on our block with full power.” A rural couple in Flathead Valley faced a different challenge. Living 30 miles from the nearest substation, they endured multiple multi-day outages every winter. After working with expert solar professionals to design their system, they now enjoy full energy independence during sunny months and up to 16 hours of backup capacity during outages. Their perfect system was tailored to their unique needs and site conditions. “The first winter with the battery was a game-changer,” they shared. “We didn’t lose power once, and we slept better knowing our essentials were protected.” Stories like these are becoming more common across Montana as word spreads about the reliability and practicality of solar + storage systems. You can rest easy knowing your home is protected and powered by a high-quality, expertly designed solution. Understanding Costs and Payback Naturally, adding a battery increases the upfront cost of a solar system, but incentives and long-term value make the investment attractive. It is important to set a clear budget for your solar + storage project to ensure you are financially prepared for all aspects of the installation. A typical residential solar system in Montana costs between $12,000 and $18,000, depending on system size and complexity. Adding a battery generally adds another $8,000 to $12,000 to the project. Several factors, such as roof space, system size, and installation costs, influence the total price. Other factors, including inverter type, mounting system, roof replacement, and ongoing maintenance requirements, should also be considered for a comprehensive understanding of the overall cost. Fortunately, the federal solar tax credit currently allows homeowners to deduct 30% of the total system cost — including batteries — from their taxes. Montana also offers a state tax credit of up to $500, and some utilities are beginning to explore additional incentives for battery adoption. These tax credits and incentives make it easier for homeowners to invest in solar energy and maximize their solar investment. By taking advantage of these programs, you can invest in renewable energy and green energy solutions that benefit both your finances and the environment. With these incentives in place, many homeowners see a payback period of 10 to 14 years for a full solar + storage system. However, in areas prone to frequent outages, many find the non-financial benefits — peace of mind, energy independence, resilience — are worth the investment even if the pure financial payback takes a bit longer. Solar installations can also increase your property value and may qualify for property tax exemptions, providing additional financial benefits to property owners who choose to install renewable energy systems. The process of setting up a solar + storage system involves several key steps, including site assessment, design, and professional installation. Multiple installations across different states may qualify for state-specific or federal incentives, and choosing the right company to install your system ensures a smooth installation process and optimal performance. When evaluating the financial return, homeowners can use various resources, such as online calculators and informational guides, to analyze costs, incentives, and payback periods, helping them make informed decisions about their solar investment. Both homeowners and business owners can benefit from solar + storage systems. Companies and businesses can achieve cost savings, energy reliability, and support their sustainability goals by working with experienced companies that provide installation and ongoing support. Getting Started: Tips for Montana Homeowners If you’re considering solar + storage for your home, it pays to do your homework and work with experienced local professionals. Look for qualified installers and a licensed electrical contractor to ensure your system is installed safely and meets all regulatory requirements. Not every system is designed the same way, and Montana’s climate and grid realities call for thoughtful planning. Start by discussing your specific needs with a trusted installer. Consider which appliances and systems you want your battery to support during outages — often called “critical loads” — and size your battery accordingly. Many Montana homes find that a 10- to 15-kilowatt-hour battery provides ample capacity to keep essentials running through overnight outages. Solar companies typically offer a range of services, including consultation, installation, and ongoing maintenance, to help you through every step of the process. When choosing a provider, consider working with a locally owned company like OnSite Energy. Their operation small approach allows for personalized service and local expertise, ensuring your project receives attention tailored to your needs. Ask your installer about lithium iron phosphate (LFP) batteries, which offer excellent safety, long lifespan, and strong performance in cold temperatures — a perfect fit for Montana’s winters. Reputable providers are committed to delivering the highest level of service and quality in every installation. Southwest Montana has unique energy needs, and focusing on community involvement ensures that solar projects benefit local residents and address regional challenges. Finally, stay current on available incentives. Federal, state, and utility programs—often administered by your energy company—can significantly reduce your costs, but they change frequently. Contact your provider to learn about the latest options. Taking advantage of today’s programs can save you thousands on your system. Conclusion Montana’s breathtaking beauty comes with challenges — and a fragile power grid is one of them. But with solar + storage, homeowners across the state are taking control of their energy future. By combining solar panels with battery backup in Montana , you can lower your energy bills, maintain power during outages, and achieve greater independence from utility companies. Whether you live in Helena, Missoula, Flathead Valley, or a remote rural area, solar + storage offers a modern, practical solution tailored to Montana’s unique needs. If you’re ready to explore your options, now is the perfect time to act. Click here to learn more! Solar incentives are strong, technology has never been better, and resilience has never mattered more.
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